Three ways to spend your summer money

1. The normal way: rent, utilities, cell phone bills, car payments, beer, and Starbucks Frappuccinos.

2. Long-term goals: college tuition, opening a retirement account, saving for a down-payment on a house, planning a vacation.

3. Giving: giving money away to a person or organization that really needs it.

We tend to spend our money in this order, 1-2-3. Ironically, personal happiness tends to come from spending money in exactly the opposite order.


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